5 Disney World Money Saving Tips

<<< Guest Post by Krystel Seijo >>>

I am a huge Disney World Fan. I love everything about Disney World – except the price. We all have heard that planning a Disney World Vacation is an investment in family, bonding, and emotion even. Over time, and with a limited budget, I’ve learned how to get the most bang for my buck. It’s not about being cheap or missing out on anything, but more about getting the most value for your dollar. I am going to give you 5 tips that will save you thousands off of your Walt Disney World trip.


Target Gift Card Trick

Free Target gift card…Isn’t that reason enough? If you are familiar with Target then you might know that they run weekly promotions that will occasionally include a free Target gift card when you make a particular purchase. You will find promotions for $5 gift cards most of the time, however, there are higher denominations being offered. Here is an example:


At this point you might be saying, great, thanks for the tip. How does this relate at all to a trip to Disney World with kids?

Prepare to be blown away:

  1. Spend a year or more collecting these free gift cards by purchasing the things you regularly need from Target.
  2. Add your gift cards in one place and combine.
  3. Go to Target.com and use your combined balance to purchase Disney gift cards in increments of $50 or $100. There is a limit of 5 per transaction but you can just use multiple transactions. That’s right you just got yourself X amount of Disney gift cards for free.

Mind Blown

You can use these gift cards to purchase/pay for anything at Disney including resort rooms, dining plan, souvenirs, restaurants, tickets, etc.

This method requires a bit of work, but how much effort you put in IS going to be proportional to how much “free” money you get. You can be diligent and watch the ads on a weekly basis to save hundreds of dollars or you can just go to Target as you normally would and take advantage of the promotions as you see them.

Rent DVC Points

Welcome to saving at least 35% off your room rate at Disney World.

Disney Vacation Club (DVC) is Disney’s version of a timeshare.

Occasionally a timeshare owner will want to rent their points out for a one time use instead of using the timeshare themselves. Renting DVC points can be done by anyone and it allows one to stay in a Deluxe Villa room without paying Disney rack rates.

Here is what it would cost to rent points for a one week stay at the Animal Kingdom Lodge in a studio with a Savannah view:


The above chart is from David’s Vacation Club Rentals which is a BBB Accredited, A+ rated company that helps connect DVC members, who are renting their points, with renters.

The chart below is what the price for the same room, same dates, looks like from Disney.

Disney is expensive enough on its own. This tip will help you get the most bang for your buck.



I don’t suggest renting a vehicle while at Disney World. You don’t need it. While this tip is not going to save you thousands of dollars, it could save you hundreds and even better, a ton of effort.

Use these options in any combination and stop worrying about rental fees, liability, tolls, gas etc.

  1. Disney’s Magical Express – Airport (MCO) transportation
  2. Disney’s Transportation System – Bus, water taxi, and/or monorail transportation throughout WDW
  3. Uber – a non-metered, inexpensive taxi service

Downtime at Disney World

The major theme parks at Disney World are, well major. But they’re the most expensive thing to do, but not the only thing to do.

If I can wish only one thing for your Disney trip it would be to get the most for your time and money.

Hence Disney World on a budget.

If you don’t know already, going to Disney World is tiring. You almost need a vacation from that vacation. It doesn’t have to be this way. Here are some things that are free, easy, and fun to do as a family at Disney World.

  1. Disney Springs (Disney’s dining, shopping, and entertainment district) – Take a stroll through Disney Springs and do some window shopping. It is a totally different ambiance during the day and at night.
  2. Resort Hopping – It’s an adventure to go exploring other resorts. You can couple that with a meal at a resort restaurant.
  3. Disney’s Boardwalk
  4. Anyone can watch Magic Kingdom’s Wishes Nighttime Spectacular from the beach at Disney’s Polynesian Village Resort.

Save money with your daypack

This tip alone can save you hundreds of dollars and in fact encompasses multiple tips in one. If you are going to any of the Disney World theme parks you should bring a backpack with you stocked with a few provisions.

  1. Snacks
  2. Water
  3. Ponchos

Being at the theme parks will make you both hungry and thirsty. If you put yourself in a position where you aren’t prepared you will spend a lot (more) money.

I once went on a trip with my partner, little sister and no provisions. I spent $1000 on snacks and drinks alone. Not only was I not prepared while at the park but we had nothing for the time we spent in the room either. Read more in Groceries at Disney World.

Ponchos can be purchased at Target, Walmart, or Amazon for $1-2 each. Depending on the season Disney will charge $9-15 a piece. Make sure to also bring a small bag with you for putting them in after you use them and when going on rides. For more packing tips read… What to Pack for a Trip to Disney World.


Krystel Seijo has lived in NJ her entire life and has been to Disney over a dozen times. She is one of the youngest people to buy into the Disney Vacation Club. Her first trip to Disney on her own was with her 10-year-old little sister when she was halfway through college, and the college version of broke. Most of her knowledge lies in saving money. She has used the tips she originally gathered plus the ones she has learned through many other trips to uncover the deepest most well-kept and valuable secrets on saving money during your Disney World Trip. If you want to learn more check out her eBook, Disney World on a Budget. It might just be the eBook for you!


Disney World on a Budget is Krystel’s way to give back and make sure that no matter who you are, and where you are from – you can have the most magical Disney World vacation ever. If you don’t believe her check it out!

5 Disney World Money saving Tips

Sorting Hat Girl photo via ShutterStock.com.

This post may contains affiliate links. If you make a purchase after clicking one of those links I will receive a small commission.

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26 thoughts on “5 Disney World Money Saving Tips”

  1. mark wyld

    Some valid tips for saving for your adventure. I wish target in Australia has this gift card system. Sounds like a great way to offset the cost of a trip. day packs with supplies in them are always a great savings.

    1. Krystel Seijo

      Thanks Mark! Are you sure your local target does not have these promotions?

      1. Keryn Means

        They don’t have Target in Canada Krystel. Sad but true 🙁

      2. Keryn Means

        They don’t have Target in Canada or Australia Krystel. Sad but true 🙁

  2. Kevin Wagar

    Great tips! We don’t have Target in Canada anymore though 🙁 But there are still some good money savers here!

  3. Christine - The Choosy Mommy

    These are awesome tips! We hit up Disney almost every 2 years so I have to save save save everywhere I can!

  4. karen

    That Target gift card idea is genius – and yes, MIND blown. Really a smart way to get what you need while slowly adding up to money for Disney! Love it!

  5. Missy

    I just found out you can “rent or buy” DVC points, I always thought you had to be a member! We are hoping to go to Disney World or Land next year, so thank you for all of the great money-saving tips:)

  6. Angela

    My family LOVES Disney! We try to go at least once a year! These are great tips for visiting on a budget and saving a little bit of our money for some other fun family adventures. Thanks!

  7. Ana De- Jesus

    Wow you are so savvy! I like the idea of collecting multiple target cards and then combining them for some fab Disney freebies!

  8. Cynthia @craftoflaughter

    These are such great tips! I wish you had included a link to the target promotions so I can pinpoint the products to buy!

  9. Laura

    I am in my 30’s and still have yet to go to DisneyWorld! I have always wanted to go but never got the money saved up to go…these are great tips on saving some moohlah at Disney! Maybe 2017 will be my year to go be a big kid at DisneyWorld!

  10. Samantha Lee

    Great tips! I was born and raised in Florida, so I went to Disney World all the time as a kid. I’m actually looking into going back with my best friend in a few months, but I have to save up for it first. I’ll use your tips when I go!

  11. Angela Tolsma

    WOW so many awesome tips. My sister is planning a trip to Disney and this would totally help her out. I love your transportation note. Renting a car is just so expensive!

  12. Reesa Lewandowski

    These are great tips. I honestly find planning a trip to Disney very overwhelming and this helps a lot!

  13. Debra Schroeder

    These are awesome money saving tips for Disney. I was familiar with all of these except the Target one. Totally love the Target gift card hack, I’m so on it!

  14. Jessica H

    These are great tips! We go to Disney World often and utilize these often, except the Target one since we have annual passes!

  15. Heather

    Absolutely no idea on the target gift cards! That is so smart! I get those all the time with baby food…now if I can save them up that would be so good!

  16. Jean

    I would love to go to Disney World but am put off by how expensive it is. Thank you for sharing such great tips and how its do-able if you really plan 🙂

  17. Kit Stanwood

    These are great Disney land tips!!! I also love your screen shots of the computer and target gift card idea !!! I never thought of doing that. I use app with mpoints to get free money (: totally into promotions like that. Thanks!

  18. Brittany

    I really want to take our kids to Disney world. The price has been the big thing that has prevented us. I’ll definitely have to reconsider looking at this list!

  19. Robin Rue

    These tips are great! We definitely visit Disney once a year and so these are a great tool for us.

  20. Taylor Mobley

    These are great tips. I want to g to disney this year so I will need to bookmark this to save for later!!!

  21. CourtneyLynne

    Ooooo so many awesome Disney tips!!! Disney can get expensive so it’s nice to be able to save as much a possible

  22. Maria Han

    Such a good tips, We’re planning to visit at Disney Next year and this is so great for us

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